Savings Bank Account - FAQs

What is Savings Account?
Savings accounts are ideal for keeping emergency money or money for daily expenses that you might need at a later date.
Sat, 2 May, 2020 at 5:33 PM
Who can use savings accounts?
Savings accounts can used opened by Individuals, HUFs, Housing Societies, Trusts, Associations and Clubs.
Mon, 4 May, 2020 at 5:07 PM
Which services should I consider while opening a Savings Account at Bharat Bank?
You will get the highly personalized customer service, access to your account on Mobile Banking app ‘Nexa’, Netbanking facility,  International Debit Card f...
Fri, 22 May, 2020 at 2:46 PM
What are the various types of Savings accounts available at Bharat Bank?
Apart from the regular savings accounts, following are some of the other types of savings accounts available at banks in India: Joint Account: This is a s...
Mon, 4 May, 2020 at 5:21 PM
What are the documents required to open a Savings Account?
Submit any one of the following documents showing your current residential address. Passport, Driving licence,  proof of possession of Aadhaar number, V...
Mon, 4 May, 2020 at 5:29 PM
Are there any restrictions with regard to age, income etc. for opening a regular Savings Account by banks for individuals?
There are no restrictions imposed with regard to age or income of an individual at the time of opening a savings account. Proof of age is required in case o...
Mon, 4 May, 2020 at 5:38 PM
Is there a minimum opening balance for a regular savings account?
The minimum opening balance for a regular savings account Rs.1000 in metro cities and it is Rs.500 in non-metro cities.
Mon, 4 May, 2020 at 5:41 PM
At what rate will I earn interest on the balance in my Savings Account?
The rate at which interest is calculated in a savings account is usually in the range of 4%–7% per annum. Please refer to the schedule of service charges on...
Mon, 4 May, 2020 at 5:44 PM
When is the interest earned on my saving account deposited/credited into my account?
Interest earned on your Savings Account balance is credited to your account on a half yearly basis.
Mon, 4 May, 2020 at 5:46 PM
What are the modes of operation available in Joint Accounts?
The following modes of operations are available in jointly operated accounts. Either or Survivor, Former or Survivor, Anyone or Survivor, Jointly by all.
Mon, 4 May, 2020 at 5:48 PM