Savings Bank Account - FAQs

When does a savings account become dormant?
The account is marked as dormant or inoperative if the customer does not initiate transactions for a continuous period of two years. Your facility to transa...
Tue, 5 May, 2020 at 3:53 PM
How do I activate a ‘Dormant’ Savings Account?
In order to activate a dormant account, you will have to: i.          Contact your branch in person ii.         Submit a written request for activation of...
Tue, 5 May, 2020 at 3:56 PM
What are the benefits offered to savings account held by Senior Citizens?
Some of the benefits offered to senior citizens are: •           Free chequebook upto 25 leaves every year •           Free SMS alerts to keep track of tr...
Tue, 5 May, 2020 at 4:01 PM
How do we add/modify or delete a nominee for my savings account?
Please submit the Nomination Form (DA-1) at the Branch. You may also mail scanned copy of the form to the branch from your registered email ID. The Nominati...
Tue, 5 May, 2020 at 4:04 PM
How can I request for account statement?
Softcopies of Bank statements are available on Netbanking, Mobile Banking. You can also subscribe to e-Statement by sending sms keyword REGSTMT<space>...
Tue, 5 May, 2020 at 5:29 PM
Are there any charges for cheque books?
First cheque book of 25 leaves is issued free of cost at the time of opening  a Savings Bank account. Rs.3 per cheque leaf is charged thereafter. Senior cit...
Sat, 9 May, 2020 at 2:17 PM
Are there any charges for using ATM/Debit Card?
Yes. Please refer to Bank's schedule of charges at https://www.bharatbank.com/Downloads.htm.
Sat, 9 May, 2020 at 1:41 PM
What are the charges that I need to pay for requesting a soft-copy of my bank statement my email?
Statements sent by email are free of charge. However, printed copies of the statements are chargeable @ Rs. 50/- per page with 40 entries or part thereof. ...
Tue, 5 May, 2020 at 5:38 PM
How much is the minimum balance charges in SB accounts?
Minimum balance is charged at 10 % of shortfall amount subject to minimum Rs.10 and maximum Rs.100. No minimum balance charges are applicable within 3 month...
Tue, 5 May, 2020 at 5:40 PM