UPI - FAQs

What is UPI?
Unified Payments Interface (UPI) is an instant payment system developed by the National Payments Corporation of India (NPCI), an RBI regulated entity. UPI i...
Wed, 27 May, 2020 at 10:28 PM
What is UPI PIN?
UPI-PIN (UPI Personal Identification Number) is a 4-6 digit pass code you create/set during first time registration with this App. You have to enter this UP...
Thu, 28 May, 2020 at 2:52 PM
How money is transferred in UPI?
Unified Payments Interface is a real time inter-bank payment system that allows sending or requesting money with the following methods: Virtual Payment...
Fri, 8 May, 2020 at 3:05 PM
What are the Pre-requisites for registering for UPI?
You must have the following before registering for UPI. Bank a/c Mobile number linked with the bank a/c Smart Phone with internet facility Debit Card f...
Fri, 8 May, 2020 at 2:49 PM
What are the steps involved in registering for UPI ?
Download the App for UPI  Do registration online on the App using Debit Card Details User receives OTP from the Issuer bank on his/her registered mobile ...
Fri, 8 May, 2020 at 3:23 PM
Is Bharat Bank live on Google Pay, Paytm and PhonePe ?
Yes.
Fri, 8 May, 2020 at 3:08 PM
What are the charges for transactions done through UPI?
The transactions done through UPI are free of charge at present. 
Fri, 8 May, 2020 at 3:15 PM
What to do if the refund is not given immediately in failed UPI transactions?
In case of failed/ void / timed out/ declined  transactions, please check after Transaction+2 working days the amount would be credited to beneficiary accou...
Sat, 9 May, 2020 at 6:41 PM
How can I know whether my UPI transaction was successful?
Your UPI app will show a status immediately after the transaction is made. In case of delayed/pending transactions, you can check status on  the Transaction...
Fri, 8 May, 2020 at 3:30 PM
How to lodge a complaint regarding UPI with Bharat Bank?
You can send the following details to mbank@bharatbank.co.in  from your registered email ID. Transaction ID Your virtual payment address Beneficiary virtu...
Fri, 8 May, 2020 at 3:36 PM