UPI - FAQs

What is the limit of fund transfer using UPI?
At present, the upper limit per UPI transaction is Rs.1 Lakh.
Thu, 28 May, 2020 at 10:55 PM
If I change my UPI app will I be required to register again or can I carry the same virtual address?
In case of change in UPI App, a person needs to re-register on the new UPI App and a new virtual address will be created.
Thu, 28 May, 2020 at 10:57 PM
What happens if I forget my UPI PIN?
In case you forget the UPI pin, you needs to re-generate a new UPI pin with your debit card details (the last six digits of your debit card & expiry dat...
Thu, 28 May, 2020 at 10:57 PM
Will I be able to use UPI after I change my SIM or mobile phone?
In case of change in sim/mobile, you will have to re-register themselves in UPI App.
Thu, 28 May, 2020 at 10:59 PM
Will I be able to use UPI across all mobile platforms?
UPI is available on Android and iOS platform.
Thu, 28 May, 2020 at 11:00 PM
In case my mobile phone used by other person, will there be any security breach in UPI transaction?
In any transaction, the UPI pin would be required which needs to be fed through the mobile at the time of any transaction making it safe and secured.
Thu, 28 May, 2020 at 11:03 PM
What if I change my mobile carrier (service provider)? Will my UPI ID still work?
No problem at all. You can continue using UPI apps as usual.
Thu, 28 May, 2020 at 11:04 PM
What if I change my handset? Will my UPI ID still work?
If you change your handset, you will need to: 1.Download the UPI app again 2.Register through mobile verification 3.Your VPA will be auto saved
Thu, 28 May, 2020 at 11:06 PM
Will the Bank ever auto deduct payments from my account for fund transfer using UPI?
Bank will NOT auto deduct payments from your account.
Thu, 28 May, 2020 at 11:07 PM
How is UPI app getting all my bank account information?
This is a feature of the UPI payment platform (built by NPCI - an RBI regulated entity). The UPI platform retrieves the accounts details linked with your mo...
Thu, 28 May, 2020 at 11:09 PM