Bharat Bank Helpdesk

Yes, a customer needs to register with Google Pay / Paytm / PhonePe before remitting funds using UPI and link his accounts.

No, registration of Beneficiary is not required for transferring funds through UPI as the fund would be transferred on the basis of Virtual ID/Account+IFSC.

No, customer cannot link a wallet to UPI, only bank accounts can be added.

In case of Virtual ID transaction, the beneficiary needs to have a Virtual ID and in turn be registered with UPI but in case of Account + IFSC, the benefici...

In case of mobile loss, one needs to simply block his mobile number (with mobile service provider) thus no transaction can be initiated from the same mobile...

Yes, several bank accounts can be linked to the same virtual address.

The different channels for transferring funds using UPI are: (1) Send/Collect through Virtual ID (2) Account Number + IFSC 

UPI provides for real time reversals for declines and amount would be transferred back to the payer account immediately. In case if it does not reverse with...

No, once the payment is initiated, it cannot be stopped.

You can raise your grievance by sending a mail to mbank@bharatbank.co.in mentioning your registered mobile number and transaction reference number. You can ...